FundedX
FundedXProp Funded Account
You pass an evaluation, and FundedX puts its own money in your hands. That's the short version. The longer version is the one that decides whether you actually make it, and most people skip straight past it to the buy button. Don't. Capital here runs from $5K up to $200K through our links, and a trader who keeps performing can scale that all the way to $10M over time. The split tops out at 100%. Your own bank account? Never on the line. I traded the first month of a funded run jumpier than I'd like to admit, and the thing that calmed me down was realizing the worst case was losing the fee, not losing my rent.
So before you commit, here's everything I wish someone had laid out plainly.
Four Routes to Funded Capital
There's no single right way in, and that's deliberate. A scalper who lives inside a five-minute chart wants nothing to do with a two-month grind, and a careful swing trader doesn't want a stopwatch on their back. FundedX splits the difference four ways.
Turbo is the sprint. Five percent target, a 7-day window, copy trading allowed, and a 100% split sitting at the end of it. If you've already got an edge and you're tired of proving it slowly, this is the one. The 1-Phase challenge slows it down a notch: one stage, one target, then you're funded. Clean.
Then there's the 2-Phase. Hit your number once, then do it again in a second round to show the first wasn't a lucky week. It takes patience. But it usually costs the least per dollar of buying power, which is why a lot of traders building toward a big account start there.
And Instant Funding throws the whole evaluation out. Pay the fee, trade firm money that same day, keep 95%. No target standing between you and a live account. The fee comes back to you as you progress. For someone who already knows they can trade and just hates jumping through hoops, it's the obvious pick.
One more thing worth knowing: standard challenges start your split around 80% and climb toward 100% the longer you keep performing. Stick around, earn more of every dollar.
The Rules, Plainly
Here's the ugly truth nobody likes hearing. Most blown accounts aren't blown by bad trades. They're blown by a trader who never actually read the limits and found the floor by accident on a Tuesday afternoon.
The daily loss limit is the one that gets people. Your equity can't slide past a set ceiling inside a single session, and a single revenge trade after a stop-out is usually what tips it over. Treat that number like a circuit breaker, not a target. Past it sits the overall loss limit, the hard floor on the whole account. Cross that and you're done, full stop.
Past the losses, the rest is simpler. You hit a profit target to advance, and Turbo's is that 5% inside seven days while the 1-Phase and 2-Phase challenges each carry their own. Leverage goes up to 1:50, which is plenty of rope without handing you enough to hang the account. Standard challenges run on no clock at all, so you set your own pace and trade when the setups are actually there.
Running an EA? Go ahead. Automated systems are fine on standard challenges, so nothing you've built gets benched. The full rulebook, line by line, sits on FundedX's challenge page.
Platforms: cTrader, MT5, and TradeLocker
Three platforms, and you pick. cTrader is where the order-flow crowd lives, all depth-of-market and fast entry and a clean layout that scalpers swear by. MT5 is the workhorse for the EA-and-backtest people, the ones who've spent years tuning a chart template they refuse to abandon. TradeLocker is the one I reach for from my phone on the train, browser-based and quick, no heavy install. Same funded account behind all three, so picking one now doesn't lock you out of the others later.
How to Actually Pass
The evaluation isn't luck. It quietly favors the traders who already act like the funded account is real, because in a few weeks it will be.
Size down until you're calm. Bigger numbers mean bigger nerves, and if a position has your hands sweating you're going to fumble the exit. Drop to a level where you trade your normal plan without flinching, and the rest gets easier. From there, guard the daily loss limit harder than the firm does. Set your own stop well inside theirs. Remember, most failed challenges are a single bad afternoon, not a bad month.
And don't chase the target. Standard challenges hand you unlimited time, so steady 1-2% days will carry you across with room to breathe. Keep the dashboard open while you do it so drawdown is never a guess. When you stall out, the walkthroughs in their learning hub tend to name the exact mistake that's washing you out.
What You Get Once You're Funded
This is where a real funded program separates itself from a subscription wearing a costume.
The money is mostly yours. Standard accounts start near 80% and scale up, Turbo pays the full 100%, Instant Funding pays 95%, and across all of it you're trading firm capital from $5K to $200K through our links, scaling toward $10M, with none of your own cash exposed. The fee comes back as you progress, so a passed challenge basically pays for itself. Payouts land fast on a bi-weekly cycle, and some traders have seen money hit within minutes of requesting it, with the whole flow spelled out on FundedX's payout page. Behind the numbers there's a genuine community and round-the-clock support, both shaped by AJ Currency (Adrian Mudronja) rather than bolted on as an afterthought.
FundedX vs. FunderPro
When traders put these two side by side, the decision almost always comes down to three things: which platform they want, how much of the profit they keep, and how much the rules let them breathe. The full breakdown is on FundedX vs FunderPro, but here's the quick look.
| Feature | FundedX |
|---|---|
| Models | Turbo, 1-Phase, 2-Phase, Instant Funding |
| Platforms | cTrader, MetaTrader 5, TradeLocker |
| Profit split | Up to 100% |
| Account size | $5K to $200K (scaling to $10M) |
| Time limit | Unlimited on standard challenges |
| Fee | Refundable |
Four ways in, a split that reaches 100%, and a fee you get back. That mix usually settles the argument.
A Few Things Worth Doing
Before you pay, take thirty seconds on the promotions page. An active discount can shave real money off the entry, and there's no reason to leave it on the table. While you're at it, get fluent on your platform now, not mid-challenge. Nobody should be hunting for the cTrader hotkey to flatten a position while a trade goes against them.
The bigger one, though: trade the evaluation exactly like it's already funded. Same size logic, same risk, same patience. Do that and crossing over to real capital feels like nothing changed, because for you it didn't.
FAQ
What is a FundedX funded account?
Firm capital you trade after passing an evaluation, or right away with Instant Funding. Sizes run from $5K to $200K through our links and scale toward $10M, you keep up to 100% of what you make, and your own money stays out of it entirely.
Which funding model should I choose?
Depends on your hurry and your confidence. Turbo is the sprint: 5% in 7 days, 100% split, copy trading allowed. 1-Phase is one stage, 2-Phase is two. Instant Funding skips the evaluation for a refundable fee and pays 95%. Fast and sure of your edge? Turbo or Instant. Building patiently? 2-Phase.
What are the loss limits?
Two of them. A daily loss limit per session and an overall loss limit on the account. Stay inside both and the account stays yours.
What's the profit target?
Turbo wants 5% inside 7 days. The 1-Phase and 2-Phase challenges each carry their own figure, and the rules page lists the exact numbers.
Which platforms can I trade on?
cTrader, MetaTrader 5, and TradeLocker, all with leverage up to 1:50.
Is there a time limit?
No, not on standard challenges. Turbo is the lone exception with its 7-day window.
Ready to trade real capital? Pick your model and size on our challenges.